Terms & Conditions

Acceptance of Terms

By using this Site, you acknowledge that you are at least 18 years old or have

parental/guardian consent if you are under 18. You also agree to comply with these Terms

and all applicable laws.

Services Offered

We provide the following services and products:

- Psychic mediumship and intuitive readings

- Executive and leadership coaching

- Digital content and resources

- Physical products (e.g., candles, spell work items)

- Podcast episodes and blog content

No Professional Advice

- Psychic & Mediumship Services: Provided for entertainment purposes only.

- Coaching Services: Intended for informational and educational purposes only.

- Spiritual & Holistic Products: Not a substitute for medical or psychological treatment.

Intellectual Property

All content on this Site is owned by or licensed to us and protected by copyright and

trademark laws.

Governing Law & Dispute Resolution: These Terms are governed by the laws of the State of California, USA.

Cookie Consent Notice

This website, LoriOtt.com and Valmis Consulting Group, LLC uses cookies and similar tracking technologies to improve your browsing experience, personalize content, analyze website traffic, and provide targeted advertisements.

By using our website, you consent to the use of cookies in accordance with this Cookie

Policy.

1. What Are Cookies?

Cookies are small text files stored on your device when you visit a website. We use:

- Essential Cookies (required for website functionality)

- Performance & Analytics Cookies (e.g., Google Analytics)

- Functional Cookies (store preferences)

- Advertising & Third-Party Cookies (targeted ads, require consent)

2. Managing Your Cookie Preferences

You can manage or disable cookies by:

- Clicking the;Cookie Settings button on our website.

- Adjusting your browser settings.

- Using opt-out tools like Network Advertising Initiative.

3. Do Not Track (DNT) & CCPA Opt-Out

California residents have the right to opt out of data tracking and targeted ads. Contact us at

4. Changes to This Policy**

We may update this Cookie Notice periodically. Any changes will be posted here.

5. Contact Us**

What to include in the T&C document

Generally speaking, T&C often address these types of issues: Who is allowed to use the website; the possible payment methods; a declaration that the website owner may change his or her offering in the future; the types of warranties the website owner gives his or her customers; a reference to issues of intellectual property or copyrights, where relevant; the website owner’s right to suspend or cancel a member’s account; and much, much more.

To learn more about this, check out our article “Creating a Terms and Conditions Policy”.